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What is a Flexible Spending Account (FSA)? What is a Health Reimbursement Account (HRA)? What is a Health Savings Account (HSA)? Image Map

UMR offers a variety of consumer-driven health (CDH) strategies to lower customers’ health care costs by promoting personal ownership and accountability among plan members. Our benefit plan modeling tools can help employers design a plan structure that meets their cost and benefit goals. Employers can choose to incorporate flexible spending accounts, health reimbursement accounts or qualified high-deductible health plans coupled with health savings accounts. We also can administer customer-specific incentives to improve the performance of an employer’s health plan

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