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UMR offers retiree reimbursement accounts (RRAs) and retiree premium accounts (RPAs) to employers who continue to provide employee health benefits post-retirement.

Our flexible plan designs allow employer-only contributions to be one-time deposits or annually applied to the account.

Retiree reimbursement account (RRA) contributions can be rolled over from year to year and used to pay all 213(d) expenses, Medicare supplement premiums or those expenses paid by a UMR-administered medical plan.

A UMR retiree premium account (RPA) gives employers the option of allowing only reimbursements for premium expenses incurred post-retirement.
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